Your Journey
Investment Visionary
Building wealth through real estate. Whether it's your first rental property or your twentieth, we have loan programs built specifically for investors — not homeowners.
Investor-Specific Loan Programs
Traditional mortgages weren't designed for investors. These programs are.
DSCR Investor Loans
DSCR (Debt Service Coverage Ratio) loans qualify you based on the property's income potential — not your personal income. If the rental income covers the mortgage payment, you can qualify. No W-2s, no tax returns, no employer verification.
Qualification
Based on property cash flow, not personal income
Best For
Self-employed investors, multiple property owners
Property Types
Single-family, multi-family, short-term rentals
Bridge Loans
Short-term financing that bridges the gap between buying a new investment property and selling or refinancing another. Bridge loans provide fast capital so you can move on time-sensitive deals without waiting for traditional financing. Ideal for auction purchases, fix-and-flip projects, or portfolio repositioning.
Portfolio Lending
Once you own multiple properties, conventional lenders start saying no. Portfolio lending is designed for investors who've gone beyond the standard property count limits. These loans are held in-portfolio rather than sold to agencies, giving more flexibility on property count, entity ownership, and qualification.
Who These Programs Are For
If any of these describe you, investor-specific lending is likely a better fit than traditional mortgage products.
Self-Employed Investors
Your tax returns don't reflect your true income because of write-offs and deductions. DSCR loans look at the property, not your 1040.
Portfolio Builders
You already own several properties and traditional lenders have capped you out. Portfolio lending removes those limits.
Fix-and-Flip Operators
You need fast, flexible capital to close on distressed properties and fund renovations. Bridge loans give you speed.
Short-Term Rental Investors
Airbnb and vacation rental properties can qualify under DSCR programs using projected rental income from the market.
Ready to Grow Your Portfolio?
Tell us about the deal you're looking at. We'll tell you which program fits and how fast we can close.
Ron Heaslet • NMLS #2445039 • Serving NC, SC, GA, FL, TN & VA