Insights

Name: Fairway Home Mortgage - HRH Team
Address: 10715 Sikes Place, Suite 112, Charlotte, NC, 28277
Telephone: (704) 965-5662
Price range: $$

Market analysis, rate commentary, and practical advice from the HRH Team.

February 17, 2026 • Ron Heaslet

The Lifeboat Moment: Why This Rate Drop Changes the Math for Homeowners

Mortgage rates have dropped to their lowest level in over three years. Here's who should act, who should wait, and why your current lender probably won't call you.